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Popular Q&A

Do you know that many auto insurance companies base your rate on your Credit Score>? Should this be legal>?
First off, I have been a claims adjuster for 20+ years. Using a credit report to help determine rates is pure BS. As another poster stated many people with good credit suck at driving. Their the ones who are wealthy and too busy to pay attention while driving.I have investigated 1000's of accidents...

Does Florida auto insurance work in Virginia?
What does "work" mean?Florida does not require LIABILITY coverage, only PIP coverage. So the coverages are NOT the same, and FL insurance will not meet VA requirements, HOWEVER: If you're temporarily in another state, and you have at least your minimum state's requirements on your policy...

Does Florida auto insurance work in Virginia?
What does "work" mean?Florida does not require LIABILITY coverage, only PIP coverage. So the coverages are NOT the same, and FL insurance will not meet VA requirements, HOWEVER: If you're temporarily in another state, and you have at least your minimum state's requirements on your policy...

How long does it take an insurance claim?
Anytime there is a theft claim, be it your residence or auto, they investigate these very closely due to a lot of fraud.And yes, a lot of adjusters can play phone tag and not be able to talk to certain people to get answers or info. Police officers are some of the worst to contact due to their...

Do I pay a down payment with the first month payment?
You should try to stay away from "down payments". It is safer and cheaper to pay up front for the longest term allowed. . one year is best, second best is for six months