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Popular Q&A

What happens when full coverage auto insurance expires on a financed car?
You are required to have full coverage on the car till it is paid off. Your insurance company will notify your lien that it has expired, since they are also a party to your auto insurance contract. So you may end up with the lien holders new insurance company and see that the payments have...

How long should I go to therapy?
You should go as long as your doctor dictates. Many times it will be for 4-6 weeks, 3x a week. If you aren't happy with your DC, consider seeing an (MD) orthopaedist who specializes in Spine problems, or a neurologist. You don't say where your pain is. That is important in making the correct...

What is the logical reasoning behind employers providing health insurance instead of the free market?
Because the (un)insurance companies are less likely to reject claims made by an employment covered scheme than a private one. http://www.youtube.com/watch?v=DOT3XDLKX… And it ensures that the worker is covered, which means they get back to work sooner.I do not understand why so many Americans...

What if there was never a constitution how would our lives be like?
Prior to the Constitution (and Bill of Rights), there was The Articles of Confederation. Each state was far more independent, to the point that each had its own militia (now The National Guard), its own Treasury, mint, postal system and currency. Interstate commerce was a royal pain in the...

Does your credit score get checked when you apply for life insurance?
Yes, there are life companies that check your credit ratings. The reason being life insurers have to put out money up front to write a policy (commission, underwriting expense, processing expense) so to hit a break even point they want you on the books for at least 2 - 3 years. People with...