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Popular Q&A

Home buying process?
Talk with a broker, a broker underwrites for many company's (I underwrite for 150 companies) so I only have to pull credit 1 time, and they look at my credit. A single lender (not a broker) has programs available, but they may not be able to help you and your situation, so you go elsewhere...

Will my auto insurance company pull my abstract if I change vehicles?
eventually they may find it anyway, but it depends on the company and the coverages, and sometimes if there is a claim- and most companies only go 3 years back.If you do not change the amount or type of coverage, they may not. Also, are you being required to carry additional coverage because...

What is the point of getting collision auto insurance?
Well, there are several reasons why you'd want to carry collision coverage:1. if you have a car loan, the lender will require it.2. If you have a tree fall on your car, that's not collision - that's comprehensive. If you hit a wall, or a fire hydrant, THAT is a collision loss. You'd want...

What should be done in Congress to force these insurance companies to pay claims?
Not really.Insurance is highly regulated - the most highly regulated industry there is. I've NEVER had a problem with a claim. Most of the people I've known, who HAVE had a problem with the claim, the problem is that they didn't buy the coverage and now they want it, OR, they tried pulling...

How do i switch my auto insurance policy before my term is up?
You call or write your current agent and ask to cancel the policy on the date you want. (You may have to do this in writing- many companies won't accept a spoken request, for their protection and yours.) Make sure it's the same date that the new one starts so there's no gap.You may be penailzed...