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What is a reasonable auto insurance liability amount, i don't believe the current legal limits are enough?
Great question and analysis. I wish more people would look at the laughable state minimums and recognize that they aren't enough.The answer depends on what you have for answers to protect, but I normally suggest a minimum of 100/300/100 for liability limits and 50/100 for uninsured and underinsured...

What is the logical reasoning behind employers providing health insurance instead of the free market?
Because the (un)insurance companies are less likely to reject claims made by an employment covered scheme than a private one. http://www.youtube.com/watch?v=DOT3XDLKX… And it ensures that the worker is covered, which means they get back to work sooner.I do not understand why so many Americans...

What is the responsibility of an insurance company to provide a suitable replacement when you're not at fault?
They pay what they believe the vehicle is worth but you can dispute the value. Search out what other comparable trucks are selling for in your area. Look at the auto trader magazines and newspaper want ads. Also check Kelly Blue Book. If you can show that trucks are selling for more than they...

What is the cheapest car insurance in Toronto, Canada for a female student w/out any prior auto insurance?
There are many factors that affect auto insurance rates, with the main facotr being the car. Here is a list provided by the Insurance Bureau of Canada, that lists all cars and how their risk factors compare to each other.http://www.ibc.ca/en/car_insurance/docum…In each category, 100 is the...