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Popular Q&A

Is our country moving to Socialism? What freedoms are we losing?
l'm sorry but as much as some people didn't like Bush he didn't take over industry and try to national everything like Chavez.http://www.google.com/#hl=en&ei=RdJeSqGZ…"Communism...is a socioeconomic structure and political ideology that promotes the establishment of an egalitarian, classless...

How long do insurance companies have, by law, to close claims after they receive your claim documents?
I have had claims in both NJ and NY one on a house fire another in an oil tank break, and in both cases it took three months. They were different companies. A life insurance company can take up to six months, from what I've heard. A health insurance claim can take years. The fastest is auto...

What can you tell me about auto insurance deductibles?
Deductibles are the portion of the claim you are willing to pay. The higher the deductible, the less the insurance company has to pay, so they don’t need as much premium.Choose the highest deductible you are comfortable with. Some people don’t want to worry about having to pay anything if...

Why are there not many big auto insurance companies operating in Massachusetts?
Until a year or so ago, the auto insurance rates in Massachusetts were set by the state, and insurance companies were NOT allowed to refuse to write a policy for someone. The insurance companies were losing a ton of money in Massachusetts, and most pulled out decades ago. As of a few years...

How long is a speeding ticket held against you for auto insurance purposes?
No. Insurance companies usually go back 3 years for violations. However, be sure to disclose it on the application if they ask...they'll find it anyway.