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Popular Q&A

NJ Auto insurance policy question. In NJ, we have to select whether the auto insurance company or the health?
NJ is a PIP state so your insurance will not increase for injury claims in a not at fault accident. So, that is not an issue. If you request that your auto insurance is primary, there IS a deductible and copayment and the PIP medical expense coverage is limited to $250,000 (at least that...

I am 21 and want to insure a OLD Honda?
Auto insurance in Canada is regulated by the individual provinces. Some provinces require people to purchase insurance from a government agency and some allow private insurance provided it meets certain requirements. The province and sometimes private insurer has its own fee structures. Without...

What is the logical reasoning behind employers providing health insurance instead of the free market?
Because the (un)insurance companies are less likely to reject claims made by an employment covered scheme than a private one. http://www.youtube.com/watch?v=DOT3XDLKX… And it ensures that the worker is covered, which means they get back to work sooner.I do not understand why so many Americans...

What do you need to become a State Farm fire claims represenative?
You have to have an adjuster's license from your state.

After an auto accident, do I need a lawyer to get a settlement for bodily injury?
I am so sorry you were in such a bad accident. I am glad, generally speaking, that you're ok. Let's explain something about attorneys---1. They take 33% + administrative costs of any settlement you get. What they'd have to do is sue the owner/driver direct, because the insurance has paid their...