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Popular Q&A

Does online auto insurance quote comparison sites work?
No, they are not.The PURPOSE of most of those sites, is to either harvest your personal information to sell as leads to agents, or to steer you to ONE particular company's website - that's paying the comparison place to put their rate as lowest.Additionally, those rates aren't UNDERWRITTEN...

Why did geico increase my auto insurance rate for no reason?
Andrew, unfortunately most states allow insurance companies to request rate increases twice each year. And even more unfortunately, they are almost always approved as long as it's what the state insurance department considers "within reason".You can contact the Texas Dept of Insurance www.tdi...

What subject matter should I include in a demand letter for disclosure of policy limits?
Unless state law requires that disclosure - they are not going to tell you that information.However, each driver is required to carry a certain amount of insurance. Your adjuster can tell you what your state minimum limits are or you can find out from your states insurance department.In addition...

I was recently in a car accident, but didn't do a police report. Can I still claim this collision on insurance?
In the future avoid taking advice from whoever told you that. Count yourself lucky the person you hit didn't stop, because if he had you would have owed for all damage to his car. Since it was your fault, the damage to your car would only be covered by collision, and a police report isn't...

What kind of auto insurance should you get on a car that is paid off?
You need to get what's called "Comprehensive" insurance and also what's called "gap insurance" and that should cover it all.