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U.S. traffic fatalities increase, but will insurance? Gilbert Korthals, chief actuary at West Des Moines-based GuideOne Insurance, took a similar view. “Because this is the first time in eight years that there has been an increase ...

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Popular Q&A

What is the logical reasoning behind employers providing health insurance instead of the free market?
Because the (un)insurance companies are less likely to reject claims made by an employment covered scheme than a private one. http://www.youtube.com/watch?v=DOT3XDLKX… And it ensures that the worker is covered, which means they get back to work sooner.I do not understand why so many Americans...

What is the logical reasoning behind employers providing health insurance instead of the free market?
Because the (un)insurance companies are less likely to reject claims made by an employment covered scheme than a private one. http://www.youtube.com/watch?v=DOT3XDLKX… And it ensures that the worker is covered, which means they get back to work sooner.I do not understand why so many Americans...

Is there a course for auto insurance agents?
Generally, there are two licenses required to sell insurance.First of all, the state certfies, by a written test, that you can be an agent. The insurance department also certifies the educational offerings, either approving them -or not. Accordingly, they'll have a list of available courses...

In this case would insurance still cover all passengers in my vehicle?
I have not read your auto policy of insurance, and I am not familiar with Nebraska.But more than likely, your auto insurance would apply to all passengers. It makes no sense that the policy would only apply to one passenger. How would the insurance company decide which passenger to cover...

Florida living...?
Well, I live in central Florida and have for eight years. I moved from the midwest and would never go back.Of course the mild winters are a huge draw, but with that weather, you have to be prepared for hot and humid summers. We stay indoors a bit more in the winter, just as people in more...