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Popular Q&A

How long is a speeding ticket held against you for auto insurance purposes?
No. Insurance companies usually go back 3 years for violations. However, be sure to disclose it on the application if they ask...they'll find it anyway.

What is the logical reasoning behind employers providing health insurance instead of the free market?
Because the (un)insurance companies are less likely to reject claims made by an employment covered scheme than a private one. http://www.youtube.com/watch?v=DOT3XDLKX… And it ensures that the worker is covered, which means they get back to work sooner.I do not understand why so many Americans...

Can someone help me understand the car rental laws in Ontario and the rest of Canada?
I checked with Avis Car Rental (as an example) and the following information was listed on their website:"Avis provides liability coverage for its vehicles as required by applicable law. In most instances, this will include basic public liability coverage for the renter or authorized driver...

If a chiropractor got paid 100% by my Medpay, Can he get paid again by the 3rd party insurance?
The other insurance company, liable carrier, will require medical bills and records to evaluate your claim. Depending on your state, will determine how the rest of the claim is paid. If your insurance carrier, Allstate, is allowed subrogation rights by law, then they will put the at fault...

How do you get a dealer's license in Texas for auto auctions?
First you need garage liability insurance, which is mandatory in most every state. That runs $2500-3500 per year depending on your age & driving record.A retailer requires a place of business, a legit car lot.A wholesaler doesn't need that but can only buy & sell to dealers.In other words,...