Will the other drivers insurance pick up my ambulance, hospital copay?

Will the other drivers insurance pick up my ambulance, hospital copay?

We were in a car accident in NJ and the other person was 100% at fault. Our car was totaled and my pregnant wife was taken to the hospital for observation.Since then, we were compensated for the value of the car, however, are now stuck with medical costs- mostly high% copays that our own insurance company will not pay.How can / should I present these bills to the other insurance company to ensure we don'-t have to put any of our money out for an accident that was clearly not our fault?

jum4321

Without knowing what state you live in, this cannot be answered. NJ has modified no fault where they type of policy you purchase determines your recovery rights.

just

call up your insurance company and ask them.. provided that the other party had insurance then they are required to pay..

CB

If your or other insurance company is ready to pick the tab, you should explore the option of contacting the lawyer who specializes in Auto collisions.Most of these lawyers will also advertise on TV or should be listed in Yellow pages.

Ask

insurance

Popular Q&A

When is the best time to get rid of collision on my cars?
Usually when the value of the vehicle does not make it cost effective to carry the coverage. Usually if your car is 6-7 years old or older (provided you keep it that long) it's not cost effective. The only time that I would say keep it longer than that is if you cannot afford to buy another...

In Ontario, how does auto insurance work? Do you need to insure yourself as a driver and your car separately?
Yes you insure the car and yourself as the driver and then can add drivers and more coverage to the policy if you want to.Basically you must get a standard coverage such as 1 million dollar liability or basic coverage if driving it.Hope that helps and best of luck.By the way shop around for...

What are your best money saving tips?
Airline Fares1. Compare low-cost carriers with major carriers that fly to your destination. Remember, the best fares may not be out of the airport closest to you.2. You may save by including a Saturday evening stay-over or by purchasing the ticket at least 14 days in advance. Ask which days...

Would corporate auto insurance be less expensive/cost effective than personal/consumer auto insurance?
OK, here's the scoop. I've done this from both points of view. For a while, about 10 years ago, "youthful operators" and bad drivers were trying to avoid surcharges by putting personal use vehicles on a commercial policy (because commercial policies don't use "points" to surcharge drivers)...

What are the pros and cons of driving a hybrid?
Insurance is about the same as a regular car.Maintenance is about the same as a regular car - use your favorite mechanic or DIY.Same gasoline as a regular car...Depending on model, many hybrids are holding high resale values (mainly the fuel-economy hybrids as opposed to the power hybrids)...