What to do if after a minor accident if your auto insurance rate is higher?

What to do if after a minor accident if your auto insurance rate is higher?

Our auto insurance rate is higher after a minor accident,How can we negotiate with insurer(progressive) to give us lower rate?Is there any trick?

Dian

I found a great site for you, take a look and tell me what do you think:http://alternativeinsuranceguide.com/how…Source(s):http://alternativeinsuranceguide.com/

Pancakes

You can try negotiations. And check other insurance quotes.Next time, pay for the repairs yourself. Especially in 'minor' accidents.

PamelaS

No, there is no negotiating. Each company files their mathematical formula for calculating rates (including the factor they use for accidents) with the state and it is carved in stone.However, every company has its own mathematical formula, so it might pay to shop around.Source(s):Claims adjuster

pomegranatepants

This is standard policy across all insurance companies. They charge you a 10% surcharge for the next 2 to 5 years depending on the severity of the accident.

Ask

insurance

Popular Q&A

Anyone used AAA for Life Insurance? Trying to decide between AAA and Farm Bureau?
Life insurance is NOT to be bought like a commodity- price is definitely the least important consideration, with the company not being far behind. Comparing quotes is a great way guaranty that you'll make a bad decision. AM Best may charge for financial ratings reports, but most companies...

Is auto insurance in Manitoba private or pubic? How is auto insurance in Manitoba different from Ontario?
Insurance in MB is public and governed by the province. One insurance, one level of coverage, and you cannot sue for pain/ suffering. Price is also set by number of demerits or based on driver experience. In ontario, insurance is private but still regulated somewhat by the government...

What are some inexpensive, yet reliable auto insurance companies?
try mercury, aig, or progressive...get a free online insurance quote here...http://www.autoinsurancepros.netSource(s):http://www.autoinsurancepros.net

Which Auto insurance is BEST for Me?
You may want to talk to an independent agent - as opposed to a captive agent.A captive agent is one that sells insurance for just one company (State Farm, Nationwide, Allstate).An independent agent is licensed to sell for several companies (although not the same companies a captive agent sells...

What does the state farm condominium association insurance policy?
You were told correctly. Items in your car are not covered by your car insurance. They may, however be covered under your renters or homeowners insurance. What should you say? LoL ....just call your insurance company and report it. They will probably require that you also have reported...