What is the cheapest DUI insurance in california for a male when i become 18?

What is the cheapest DUI insurance in california for a male when i become 18?

I just want liability for other drivers and i will get a crappy car so i dont need coverage for it.&-I am 17 now. Am i able to get insurance if i don'-t have someone 18 or older sign for it? any ideas? Thank you

Rick

An SR-22 isn't a type of insurance coverage, but rather proof that you have insurance.It is notification from your insurance company to the DMV that you have auto liability insurance in effect in the State of California which satisfies the minimum insurance coverage required by the State.This insurance notification is typically required by the State for 3 years from the date the original suspension would have ended which can be determined, e.g., by adding 4 months from the date you were given the "pink" temporary license (assuming you are a first offender without a refusal of the chemical test).If your policy lapses for any reason (miss a payment, get cancelled) the insurance carrier is REQUIRED to notify the DMV who is supposed to then notify you that you will have to file another SR-22 with them by a certain date or your license will be suspended. This form, typically filed electronically, is the only form the The Department of Motor Vehicles will accept. They will not accept any other form as a substitute for the SR-22.When is the SR 22 required?This will be required by you if:(1) you were arrested for a DUI and-(2) you have your license suspended or restricted and/or-(3) if you are required to take a DUI program and-(4) you want to get a restricted license.To get a restricted license, you have to do 3 things:(Not immediately - only if you lose your DMV hearing or get convicted in Court)(1) Pay DMV re-issue fee(s).(2) Provide DMV proof of financial responsibility (SR-22).(3) Provide DMV proof of enrollment in approved DUI program.Insurance minimums in California:For private passenger vehicles per accident: $15,000 for injury/death to one person.$30,000 for injury/death to more than one person.$5,000 for damage to property.Moving to Another State:If you currently have an SR-22 and want to move to another state you must maintain the SR-22 like you still live in California - even though you no longer reside here. Also, your insurance policy for the new state must have liability minimums required by law in California. This applies even if you move to one of the states that does not have SR-22 insurance: Delaware, Kentucky, Minnesota, New Mexico, Oklahoma and Pennsylvania.Already convicted and need a license?First, make sure you are eligible for at least a restricted license by calling the California DMV at 1 (800) 777-0133. Then follow the steps above.Other related information:If you insurance company cancels your insurance because of your conviction, you will receive a notice indicating that your vehicle registration will be suspended if new insurance information is not submitted within 45 days.Already agreed to enter a guilty plea or didn't request a DMV hearing?If you think you are going to be convicted, make sure you contact an insurance broker BEFORE the conviction appears on your record. A skilled insurance broker can often times save you from being cancelled or having your insurances rates double (typical through State Farm for example) once a DUI conviction appears on your record.Additionally, you should know that although your SR 22 can be filed electronically you should be able to get an original from your insurance company and hand deliver it to the DMV so that you don't have to wait for the clerks in Sacramento to do their job - which they do slowly.I recommend calling John MacDonald at 1 800 346 7370 for all of your insurance needs. John MacDonald InsuranceOr, Generally, How to Downshift Your Insurance Costs with Smarter, Cheaper Coverage1) Nab DiscountsMost insurers offer price cuts for such things as:- having anti-lock brakes-- having been accident-free-- having taken a defensive-driving course-- using the same insurer for your home policy.(For more info., visit the auto insurance checklist at http://iii.org/individuals/auto .)These can take up to 25% off your premium. But your insurer usually will not come to you with them so you have to call the company and find out what the discounts are.2) Raise your deductible.The point of vehicle insurance is to protect you from catastrophic costs (your emergency fund should cover stuff like dents and broken windows). Raise your deductible from say $200 to $1,000 and you could save more than 40% on premiums, according to the Insurance Information Institute.3) Prune coverage on old vehicles.Once your vehicle is worth less than 10 times what you pay each year to insure it, get rid of the comprehensive and collision. Find your vehicle's estimated worth at www.kbb.com.4) Dig up competing quotes.This is the most work but could have the greatest payoff. Go to www.naic.org to find your state insurance commission website, where you can download a vehicle insurance buying guide.Pick the example closest to you and the 5 insurers with the lowest rates. Call them for quoSource(s):http://www.sandiegodrunkdrivingattorney.…

Ask

insurance

Popular Q&A

Is there a significant difference in auto insurance rates when males turn 25 years old?
your friend is right, its a myth. your rates get lower the longer you are licensed and have a clean driving record.Source(s):agent

Should i have my g2 licence for sure to get my auto insurance?
With insurance your G1 is considered a learners permit. Obviously you know that you can only operate a vehicle with a fully licensed driver with you. A lot of online quoting systems are geared towards the norm so when you attempt to get a quote online and mention the G1 is it not configured...

Using personal third party liability insurance for rental cars?
Check your policy documentation first, but you have already stated you did not take rental car protection, so my guess is that your policy will not cover you.Source(s):http://www.galaxy-carhire.com

Where is a good car detailing place in or around Los Angeles?
Couldn't find any auto detailing in LA which specialize in Subaru, below is the recommendations from CitySearch on Auto Detailing in LA area. Hope this help!!Dent Werks Inc. (rated 4 out 5)8630 W Pico BlvdLos Angeles, CA 90035Phone: (310) 360-0948Auto Spa Specializing In Collision Repairs...

Which auto insurance brokers in Ontario will cover modified cars?
talk to your broker they can't do anything until it's done , by asking they can only inform you