What is a good solution to health care cost?

What is a good solution to health care cost?

1.) Outlaw health insurance, it is unnecessary for a middle man(Since health insurance was invented, the cost of health care has gone up significantly. We pay doctors and we pay middlemen who determined the cost. So it can be argued that insurance is the greatest scam ever pulled off)2.) Remove restrictions for out of state insurance(Therefore allowing for healthy competition. At one point millions of doctors competed for your business, now only a handful of insurance companies do it making it very close to monopoly)3.) Lower the cost of insurance, by imposing legal restrictions on cost(If every consumer paid about 200,000 over the course of 50 years, then insurance companies are probably posting significant profits)4.)The system is fine, just go to the doctor more to offset the cost(May raise insurance rates)5.) Have doctors post the cost of their services like a menu, explaining in detail what they charge your insurance and why?6.) Take insurance away from the private sector all together and make a service provided for by the government and paid for with taxes7.) Any other answer(The First 6 where more or less examples and ideas, that may inspire yours)I would very much like to know what, we the people would do about this from the informed and the not so informed.Thank you for your answers :D

mbrcatz

All medical providers are required to post a single price list, by procedure, which shall apply to every patient without exception.Every insurer and third party payer including Medicare and MediCaid, may determine for itself the level of payment it will provide, with patient to pay any amount beyond this that provider requires.These two together set up the needed conditions for successful doctor shopping. There's no competition for SERVICES, and THAT is what drives up the price - not state boundry lines. Insurance costs more in NY, because NY requires that everyone pays the same price - it's a state legal restriction - not the insurance company.All medical records to be kept in one central database. This reduces the cost of duplicate care and duplicate testing by providing all medical records for patient to each provider. This is especially prevalent in the elderly, who are our biggest per person users of medical care.Generics should be prescribed as a default - outside of medical necessity, patient would pay the difference between an available generic equivelent and the brand name drug. Patent issuance for prescription drugs needs to be revised. Making the same formula of drug, into a delayed release for a different number of hours, should NOT be granted new patents – thus facilitating the entrance of generics into the market for that particular formulation. Continuing prescriptions may be filled by pharmacists for up to 2 years without a new Rx. Prescriptions shall be valid in all 50 states for any drug that is legal in that state as long as physician has a valid license in the state where he is located. Prescription drug advertising has to STOP. Not in magazines, not on the radio, not on the television. Narcotics prescriptions shall require validation of Rx by pharmacist by indirect inquiry to physician's office via state database. This will help control the cost of drugs.All citizens are entitled to have, own and use an HSA. This levels the playing field between employees with insurance and the self-employed.Create a separate fund to provide medically needed care, by the industry producing the abusive substances, funded by taxes on sales of abusive substances, explicitly including tobacco and alcohol, plus illegal drugs and perhaps processed foods. All sales of the abusive substance shall be taxed at equal rate for all industry participants and the pooled funds used to provide both direct and indirect care as needed. When the fund runs low, or is projected to run low, the tax rate on the abusive substance is increased for all industry participants. Such fines attach all assets of the criminal of every type, including the right to social welfare payments of all descriptions and retirement benefits, and his civil rights may not be restored until such fines are paid in full with interest. This relieves the ordinary person of health costs associated with smoking, drinking, drunk driving (an indirect cost), illegal drugs, and excess consumption of calories and saddles them on the industry selling the product.This will reduce the health insurance costs of nearly everyone, as well as auto insurance costs, by loading the costs of these social ills onto their producers [who will raise prices to their consumers thus making the free market price of the good reflect the externalized costs as it should for the free market to work].Tort reform: nonmonetary damages should be limited to mbrcatz

All medical providers are required to post a single price list, by procedure, which shall apply to every patient without exception.Every insurer and third party payer including Medicare and MediCaid, may determine for itself the level of payment it will provide, with patient to pay any amount beyond this that provider requires.These two together set up the needed conditions for successful doctor shopping. There's no competition for SERVICES, and THAT is what drives up the price - not state boundry lines. Insurance costs more in NY, because NY requires that everyone pays the same price - it's a state legal restriction - not the insurance company.All medical records to be kept in one central database. This reduces the cost of duplicate care and duplicate testing by providing all medical records for patient to each provider. This is especially prevalent in the elderly, who are our biggest per person users of medical care.Generics should be prescribed as a default - outside of medical necessity, patient would pay the difference between an available generic equivelent and the brand name drug. Patent issuance for prescription drugs needs to be revised. Making the same formula of drug, into a delayed release for a different number of hours, should NOT be granted new patents – thus facilitating the entrance of generics into the market for that particular formulation. Continuing prescriptions may be filled by pharmacists for up to 2 years without a new Rx. Prescriptions shall be valid in all 50 states for any drug that is legal in that state as long as physician has a valid license in the state where he is located. Prescription drug advertising has to STOP. Not in magazines, not on the radio, not on the television. Narcotics prescriptions shall require validation of Rx by pharmacist by indirect inquiry to physician's office via state database. This will help control the cost of drugs.All citizens are entitled to have, own and use an HSA. This levels the playing field between employees with insurance and the self-employed.Create a separate fund to provide medically needed care, by the industry producing the abusive substances, funded by taxes on sales of abusive substances, explicitly including tobacco and alcohol, plus illegal drugs and perhaps processed foods. All sales of the abusive substance shall be taxed at equal rate for all industry participants and the pooled funds used to provide both direct and indirect care as needed. When the fund runs low, or is projected to run low, the tax rate on the abusive substance is increased for all industry participants. Such fines attach all assets of the criminal of every type, including the right to social welfare payments of all descriptions and retirement benefits, and his civil rights may not be restored until such fines are paid in full with interest. This relieves the ordinary person of health costs associated with smoking, drinking, drunk driving (an indirect cost), illegal drugs, and excess consumption of calories and saddles them on the industry selling the product.This will reduce the health insurance costs of nearly everyone, as well as auto insurance costs, by loading the costs of these social ills onto their producers [who will raise prices to their consumers thus making the free market price of the good reflect the externalized costs as it should for the free market to work].Tort reform: nonmonetary damages should be limited to mbrcatz

All medical providers are required to post a single price list, by procedure, which shall apply to every patient without exception.Every insurer and third party payer including Medicare and MediCaid, may determine for itself the level of payment it will provide, with patient to pay any amount beyond this that provider requires.These two together set up the needed conditions for successful doctor shopping. There's no competition for SERVICES, and THAT is what drives up the price - not state boundry lines. Insurance costs more in NY, because NY requires that everyone pays the same price - it's a state legal restriction - not the insurance company.All medical records to be kept in one central database. This reduces the cost of duplicate care and duplicate testing by providing all medical records for patient to each provider. This is especially prevalent in the elderly, who are our biggest per person users of medical care.Generics should be prescribed as a default - outside of medical necessity, patient would pay the difference between an available generic equivelent and the brand name drug. Patent issuance for prescription drugs needs to be revised. Making the same formula of drug, into a delayed release for a different number of hours, should NOT be granted new patents – thus facilitating the entrance of generics into the market for that particular formulation. Continuing prescriptions may be filled by pharmacists for up to 2 years without a new Rx. Prescriptions shall be valid in all 50 states for any drug that is legal in that state as long as physician has a valid license in the state where he is located. Prescription drug advertising has to STOP. Not in magazines, not on the radio, not on the television. Narcotics prescriptions shall require validation of Rx by pharmacist by indirect inquiry to physician's office via state database. This will help control the cost of drugs.All citizens are entitled to have, own and use an HSA. This levels the playing field between employees with insurance and the self-employed.Create a separate fund to provide medically needed care, by the industry producing the abusive substances, funded by taxes on sales of abusive substances, explicitly including tobacco and alcohol, plus illegal drugs and perhaps processed foods. All sales of the abusive substance shall be taxed at equal rate for all industry participants and the pooled funds used to provide both direct and indirect care as needed. When the fund runs low, or is projected to run low, the tax rate on the abusive substance is increased for all industry participants. Such fines attach all assets of the criminal of every type, including the right to social welfare payments of all descriptions and retirement benefits, and his civil rights may not be restored until such fines are paid in full with interest. This relieves the ordinary person of health costs associated with smoking, drinking, drunk driving (an indirect cost), illegal drugs, and excess consumption of calories and saddles them on the industry selling the product.This will reduce the health insurance costs of nearly everyone, as well as auto insurance costs, by loading the costs of these social ills onto their producers [who will raise prices to their consumers thus making the free market price of the good reflect the externalized costs as it should for the free market to work].Tort reform: nonmonetary damages should be limited to mbrcatz

All medical providers are required to post a single price list, by procedure, which shall apply to every patient without exception.Every insurer and third party payer including Medicare and MediCaid, may determine for itself the level of payment it will provide, with patient to pay any amount beyond this that provider requires.These two together set up the needed conditions for successful doctor shopping. There's no competition for SERVICES, and THAT is what drives up the price - not state boundry lines. Insurance costs more in NY, because NY requires that everyone pays the same price - it's a state legal restriction - not the insurance company.All medical records to be kept in one central database. This reduces the cost of duplicate care and duplicate testing by providing all medical records for patient to each provider. This is especially prevalent in the elderly, who are our biggest per person users of medical care.Generics should be prescribed as a default - outside of medical necessity, patient would pay the difference between an available generic equivelent and the brand name drug. Patent issuance for prescription drugs needs to be revised. Making the same formula of drug, into a delayed release for a different number of hours, should NOT be granted new patents – thus facilitating the entrance of generics into the market for that particular formulation. Continuing prescriptions may be filled by pharmacists for up to 2 years without a new Rx. Prescriptions shall be valid in all 50 states for any drug that is legal in that state as long as physician has a valid license in the state where he is located. Prescription drug advertising has to STOP. Not in magazines, not on the radio, not on the television. Narcotics prescriptions shall require validation of Rx by pharmacist by indirect inquiry to physician's office via state database. This will help control the cost of drugs.All citizens are entitled to have, own and use an HSA. This levels the playing field between employees with insurance and the self-employed.Create a separate fund to provide medically needed care, by the industry producing the abusive substances, funded by taxes on sales of abusive substances, explicitly including tobacco and alcohol, plus illegal drugs and perhaps processed foods. All sales of the abusive substance shall be taxed at equal rate for all industry participants and the pooled funds used to provide both direct and indirect care as needed. When the fund runs low, or is projected to run low, the tax rate on the abusive substance is increased for all industry participants. Such fines attach all assets of the criminal of every type, including the right to social welfare payments of all descriptions and retirement benefits, and his civil rights may not be restored until such fines are paid in full with interest. This relieves the ordinary person of health costs associated with smoking, drinking, drunk driving (an indirect cost), illegal drugs, and excess consumption of calories and saddles them on the industry selling the product.This will reduce the health insurance costs of nearly everyone, as well as auto insurance costs, by loading the costs of these social ills onto their producers [who will raise prices to their consumers thus making the free market price of the good reflect the externalized costs as it should for the free market to work].Tort reform: nonmonetary damages should be limited to $100,000 or 3X actual damages, whichever is LESS (just like they do in Canada). Attorney contingencies are EXEMPT from puntative damages – they only collect their percentage of the ACTUAL monetary damages. This will stop the vast majority of nuisance lawsuits, as the biggest financial incentive for attorneys would be eliminated.And lastly, I'd eliminate the Cadillac health plans that the Congress and Senate currently enjoy - if it's good enough for Joe Plumber, it's good enough for them.

00,000 or 3X actual damages, whichever is LESS (just like they do in Canada). Attorney contingencies are EXEMPT from puntative damages – they only collect their percentage of the ACTUAL monetary damages. This will stop the vast majority of nuisance lawsuits, as the biggest financial incentive for attorneys would be eliminated.And lastly, I'd eliminate the Cadillac health plans that the Congress and Senate currently enjoy - if it's good enough for Joe Plumber, it's good enough for them.

00,000 or 3X actual damages, whichever is LESS (just like they do in Canada). Attorney contingencies are EXEMPT from puntative damages – they only collect their percentage of the ACTUAL monetary damages. This will stop the vast majority of nuisance lawsuits, as the biggest financial incentive for attorneys would be eliminated.And lastly, I'd eliminate the Cadillac health plans that the Congress and Senate currently enjoy - if it's good enough for Joe Plumber, it's good enough for them.

00,000 or 3X actual damages, whichever is LESS (just like they do in Canada). Attorney contingencies are EXEMPT from puntative damages – they only collect their percentage of the ACTUAL monetary damages. This will stop the vast majority of nuisance lawsuits, as the biggest financial incentive for attorneys would be eliminated.And lastly, I'd eliminate the Cadillac health plans that the Congress and Senate currently enjoy - if it's good enough for Joe Plumber, it's good enough for them.

StephenWeinstein

2. Doctor's didn't really compete for business at that time. In small towns, there was only one doctor.3. No, they aren't. Insurance companies are already prohibited by law from making more than 20%, and some make under 5%.5. A menu would not work very well. The average person would not understand what the different services are.6. Nearly every other industrialized nation does that, and it works, but it is politically impossible to do in the U.S.

A

The reason why health INSURANCE and heath CARE is so expensive, is because of the change of treatment in recent years. If we stop using fancy machines and doing fancy procedures, the cost will dramatically decrease...For example:1980 - basic broken arm = old fashion xray and a cheap plaster cast1997 and beyond - basic broken arm = old fashion xray, most likely an MRI, 50% of the time surgery, fancy cast or other immobility device, and physical therapy

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