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What is a reasonable auto insurance liability amount, i don't believe the current legal limits are enough?
Great question and analysis. I wish more people would look at the laughable state minimums and recognize that they aren't enough.The answer depends on what you have for answers to protect, but I normally suggest a minimum of 100/300/100 for liability limits and 50/100 for uninsured and underinsured...

In Ontario, how does auto insurance work? Do you need to insure yourself as a driver and your car separately?
Yes you insure the car and yourself as the driver and then can add drivers and more coverage to the policy if you want to.Basically you must get a standard coverage such as 1 million dollar liability or basic coverage if driving it.Hope that helps and best of luck.By the way shop around for...

Why would an auto insurance company delay a ruling?
They don't make rulings, they have "findings". If they aren't making the 'finding', that means they're missing some information, or something is unclear.Their policyholder isn't liable, until a judge says they are, or until they accept liability. Police do NOT determine fault - they only...

Accidentally gave the wrong auto insurance info?
I wouldn’t worry about it. That happens more often than you think due to people being shaken up at the scene of an accident. If the other person or other insurance carrier contacts you, explain what happened and give them the Metlife claim# and the adjuster handling it. The mix up will be eventually...

Should the legal age to drive be bumped up to 18 years old?
The only people crying about this being unfair are teenagers. Let them whine, but raise the age to 18.