What are the minimum requirements for auto insurance in Georgia?

What are the minimum requirements for auto insurance in Georgia?

I am looking to change insurance companies and I am not sure what I really need. I am over 40, single with no tickets or accidents and the vehicle is paid for. Oh yeah, I am the only driver.


You need to comparison shop for the best rate. Don't just take a quote from one company that is less and settle. You are in a preferred driving range for most insurance companies and your rates should reflect that. All you need to do is find the right insurance company who rewards these preferred drivers. Everyone always wants the minimum 25k, 50k, 25k in GA. This would leave your assets very exposed if you own any property at all or if you work and make wages. The GOOD NEWS!! Getting 3 times the state minimum auto insurance coverage would only cost you a few dollars more a month, it is very little to say the least. This couple of dollars per month will protect some of your property in the event you have a major accident or cause injuries leaving you very exposed.Source(s):http://www.nationwidebillrelief.com/blog


From Carinsurance. com:"The state of Georgia requires motor vehicle owners and lessees to maintain continuous mandatory liability insurance coverage of at least the minimum limits in order to drive on Georgia roads or highways. The minimum liability limits set by the set state are 25/50/25.These limit numbers stand for: bodily injury liability of $25,000 per person, $50,000 per occurrence and property damage liability of $25,000 per occurrence."Those are just the minimums, you should actually have higher limits. State minimum limits are outdated, particularly with much more expensive cars on the roads these days, not to mention medical costs are much higher as well. One small accident with a higher end car with minor injuries could cause your limits to be breached, meaning that you would end up paying the rest out of pocket.



Popular Q&A

Which canadian car insurance company has the better payout system?
No matter where you are driving in Canada, the law requires that every driver has car insurance. This is mandatory in all provinces and territories. Your vehicle must be covered under an insurance policy with a minimum set coverage, If you are caught driving without it you can be fined, have...

Does anyone know how much a new windshield for a Toyota FJ cruiser costs?
Our Toyotas have taken projected rocks & stones as well but luckily we carry Full Comprehensive Coverage and pay no deductible. In your situation based on past experience of what my auto insurance companies (USAA and GEICO) have done when I called in to report windshield damage is they first...

Driving to Toronto from Chicago?
I have driven the Chicago to Toronto route many times.Take the 94 highway through Indiana into Michigan. Then just a little past Battle Creek (Michigan), take the 69 highway north up through Lansing and Flint up to Port Huron (Michigan). There you will cross the border via the Blue Water bridge...

How does rental car insurance offered by credit card companies (when you use the card) work?
Every card is different, and the card companies can change their insurance carriers without notice. Most of them give collision damage waiver only. If you have an accident, they will cover repairs over and above the rental company insurance, but they do not cover the cost of a replacement...