My car is fully paid for, and I wonder what auto insurance coverage would be the less expensive and good?

My car is fully paid for, and I wonder what auto insurance coverage would be the less expensive and good?

My car is fully paid for, and I wonder what auto insurance coverage would be the less expensive and good enough to get in state of California?1- Liability only?2- Liability plus collision?3- Full coverage?4- Any other type?Regards,Mo.

Mike

liability is the cheapest. Liability plus collision if you suck at driving (you know if you do, if you get in a fender bender or close call once a year then think about it). Full coverage isn't needed anymore. Unless you're worried about an earthquake or someone vandalizing your car

Ask

insurance

Popular Q&A

What type of car insurance should I get in Michigan?
Michigan is a wierd state for insurance. If your car is worth anything, you will have to have physical damage coverage. Reason: If you are in an accident, the most you can collect is $500.00 from the other insurance company ( it is called a mini tort) unless you ae legally parked at the...

I was recently in a car accident, but didn't do a police report. Can I still claim this collision on insurance?
In the future avoid taking advice from whoever told you that. Count yourself lucky the person you hit didn't stop, because if he had you would have owed for all damage to his car. Since it was your fault, the damage to your car would only be covered by collision, and a police report isn't...

We are buying a home n los angeles. Aside from mortgage payment how much do we pay for insurance and taxes?
It depends on where you live in LA, home insurance can vary greatly depending on location (fire / flood hazard areas, etc), the age of the home, what the home is built of, the type of roofing, the amount and type of coverage you buy, if you buy coverage for art, jewelery, do you have a pool...

Will I have to pay pip back after going to court if its not my insurance company?
Your not allowed to profit from coverages like PIP. You can receive punitive damages or pain and suffering settlements. The purpose of insurance is to put you in the same finical or physical condition you were in prior to a loss. There for you can not profit from insurance it is against the...