Is it the law in North Carolina to have auto insurance?

Is it the law in North Carolina to have auto insurance?

I am moving from florida and it is the law here. I was just wondering. Also, what is the penalty if you get caught without insurance?

Below is a FAQ's on North Carolina auto insurance laws:What type of automobile liability insurance am I required to have?According to North Carolina auto insurance law, you are required to have Bodily injury liability and Property damage liability.What are the minimum liability limits?According to North Carolina auto insurance law, the minimum amount of liability coverage needed for personal injury is $30,000 person and $60,000 per accident.The minimum amount of liability coverage needed for property damage is $25,000. This will usually appear on the policy in the form 20/60/25.TopWhen will I be required to present proof of Insurance?Never.Will my insurer required to verify the validity of my insurance policy?Yes. Your insurance company is required to inform the Department of Motor Vehicle if you cancel or fail to renew your auto insurance policy. What is more, insurers in North Carolina are required to submit thier entire list of insurance policies in force, which could be compared to motor vehicle registrations.The best way to get insurance information, though, is from a qualified insurance agent. I would suggest going to… It’s a web site that offers insurance information & information on policies nationwide. It also gives you the option to call local agents to get any of your questions answered. This service is 100% free and you are not obligated to buy anything. It is simply a way to get insurance information and be able to instantly compare rates in your area to find the best price/coverage.Take care – Ron at InsureMeSource(s):…


If you hit someone and can't pay because you're not insured, your penalty is the rest of your life having financial troubles, if not prisoned because you can't pay up.And, hitting someone can be VERY expensive.So, be wise and take your insurance.



Popular Q&A

Where can i find the car insurance rates by state?
The American Automobile Association is the only group that I know of compiling such information.

Maryland Auto Insurance Discount?????
Why don't you just call your insurance agent and ask which specific courses meet their requirements for the discounts?

Where is safe auto insurance located in Memphis,Tn?
I went to their web site, it doesn't look like they have a Memphis office to me. I also checked the business listings in Memphis, no SafeAuto Insurance.Most of those places do business over the phone & by mail, and don't have a physical office in every state.Source(s):agent, 21+ years

Car ferry from florida tampa to mexico progresso?
It was the Scotia Prince (also know as the Yucatan Express) and it went out of business about 5 years ago. It would do summers ferrying toursits from the US east coast to Nova Scotia and then Winters on the Tampa - Progreso route.Now you have to ship your car and fly down.We used Linea Penisular...

Please could someone tell me what is the absolute cheapest auto insurance around?
To get the cheapest car insurance (possibly), you should use an insurance broker, or a website that allows you to receive quotes / compare car insurance quotes from several different providers. Otherwise, you'll end up having to call / visit numerous different auto insurance providers.Also...