Information on car insurance coverage?
I was being driven over to a friends house to pick up some paper work, I do not have a driver liceance but my friend does, when another car passed us they came to far over and forced us in which resulted in us side swiping a parked car in the street, The car belongs to my fiance and myself, I'-am on the insurance as iam in the process if obtaining a permitt, she drives the car very few times, only when I need to get somewhere and her son has her car, I filed the claim and when the claim adjustor got back to me she was saying our friend may have to run a claim through her insurance instead, we have full coverage collision and all, limited tort, in a no fault insurance state, PA, ive talked with many people and been told my insurance should cover it with no problem, she cannot claim this her son literally wrecked her car 2 months back, seeings how we are fully covered and she is a very occasional driver, I was told its the first thing they will try naturally as an insurance company is try to have everyone else foot the bill first, I'-am curious as I'-am certain we should be able to cover it, even though she was driving it was me on the passenger side who had said she should be able to move over as I was certain there was clearance which guess not as we were pretty certain the other driver would have hit us, will a full coverage policy cover this if the car in question has the policy on it and one of the insured on the policy was in the car at the time as well? we have Infinity auto insurance, thanks!
The question is: Was the driver of your car covered by your insurance? Unless your inssurance named her as a driver or was for any driver the answer is no, she was not insured by your insurer.The terrible thing is she may not even be covered by her own insurance. she should contact them anyway and find out. This is no tthe answeer you wanted but sadly I think you will find it a true one
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