Information on car insurance coverage?

Information on car insurance coverage?

I was being driven over to a friends house to pick up some paper work, I do not have a driver liceance but my friend does, when another car passed us they came to far over and forced us in which resulted in us side swiping a parked car in the street, The car belongs to my fiance and myself, I'-am on the insurance as iam in the process if obtaining a permitt, she drives the car very few times, only when I need to get somewhere and her son has her car, I filed the claim and when the claim adjustor got back to me she was saying our friend may have to run a claim through her insurance instead, we have full coverage collision and all, limited tort, in a no fault insurance state, PA, ive talked with many people and been told my insurance should cover it with no problem, she cannot claim this her son literally wrecked her car 2 months back, seeings how we are fully covered and she is a very occasional driver, I was told its the first thing they will try naturally as an insurance company is try to have everyone else foot the bill first, I'-am curious as I'-am certain we should be able to cover it, even though she was driving it was me on the passenger side who had said she should be able to move over as I was certain there was clearance which guess not as we were pretty certain the other driver would have hit us, will a full coverage policy cover this if the car in question has the policy on it and one of the insured on the policy was in the car at the time as well? we have Infinity auto insurance, thanks!

Scouse

The question is: Was the driver of your car covered by your insurance? Unless your inssurance named her as a driver or was for any driver the answer is no, she was not insured by your insurer.The terrible thing is she may not even be covered by her own insurance. she should contact them anyway and find out. This is no tthe answeer you wanted but sadly I think you will find it a true one

Ask

insurance

Popular Q&A

Am I guilty of not having car insurance?
You really need to consult a solicitor. If you're a member of the AA or RAC you'll be able to get one as a part of your membership benefits. You could start with the Citizens Advice Bureau but, in this instance you need professional advice. As your insurance company agreed to extend the cover...

RBC Insurance Phone Calls?
Likely they are using a random auto dialer. They can fix in according to geographic area, zip codes, area codes, etc. Or you may have signed up for some service with someone they have an agreement to share contacts with, which is common today. make sure that when you complete anything even...

What is the cheapest auto insurance for a 19 year old female?
Yes. It will be much cheaper for you to start off on your parent's policy than on your own. A single 19 year old female on a policy will be expensive no matter what company you choose. If you start with your parents and build up a good history with their company, you can get the company...

Cheap auto insurance in mississauga area?
Insurance rates vary SO much from person to person. It's based on some of the following: Your driving and claims record, sex, age, credit score, living situation, are you married/single, vehicle type, coverage required..* make, model, trim, and year of car * optional equipment in the car (ABS...

Does anyone know where I can get a 1 month contract with an auto insurance provider?
You can't. Each state sets the minimum contract time, and the minimum contract time in ANY state is six months.The good news is, if you cancel the insurance before the six months is up, you can get a partial refund of the insurance.Source(s):agent, 21+ years