How is mortgage hazard insurance calculated? Rate in Houston, TX?

How is mortgage hazard insurance calculated? Rate in Houston, TX?

How is "-mortgage hazard insurance"- (I don'-t mean PMI.) calculated? Does the rate depend on what insurance company I go with? I am buying a house in Houston, Texas.

Johnny

Your mortgage hazard insurance is based on alot of different factors. Your zipcode, claims history, price per square foot, etc. Here is a piece of advice and that is don't take your mortgage companies quote they provide for you because they sometimes receive kickbacks from they insurance companies. If you want to see who is going to get competitive for your insurance then you should compare. If you just google auto insurance, tx you are likely to get lead generation companies who sell you request for info to potentially hundreds of agents. Try www.CompareMyInsuranceOnline.com and you can get actual quotes back. In Houston (where I grew up) there is a lot of things that can be excluded so comparing the rates and getting feedback is a must. Congrats on the new purchase and know that a friend of mine just saved 46% by comparing their rates in Katy, Tx.Source(s):www.CompareMyInsuranceOnline.com

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