How is mortgage hazard insurance calculated? Rate in Houston, TX?

How is mortgage hazard insurance calculated? Rate in Houston, TX?

How is "-mortgage hazard insurance"- (I don'-t mean PMI.) calculated? Does the rate depend on what insurance company I go with? I am buying a house in Houston, Texas.

Johnny

Your mortgage hazard insurance is based on alot of different factors. Your zipcode, claims history, price per square foot, etc. Here is a piece of advice and that is don't take your mortgage companies quote they provide for you because they sometimes receive kickbacks from they insurance companies. If you want to see who is going to get competitive for your insurance then you should compare. If you just google auto insurance, tx you are likely to get lead generation companies who sell you request for info to potentially hundreds of agents. Try www.CompareMyInsuranceOnline.com and you can get actual quotes back. In Houston (where I grew up) there is a lot of things that can be excluded so comparing the rates and getting feedback is a must. Congrats on the new purchase and know that a friend of mine just saved 46% by comparing their rates in Katy, Tx.Source(s):www.CompareMyInsuranceOnline.com

Ask

insurance

Popular Q&A

Do auto insurance companies receive money for taking older vehicles off the road?
No, they don't get paid for getting older cars off the road. They total cars if the cost to repair them reaches or exceeds a certain threshold (usually 70%) of the actual market value of the vehicle. Most older vehicles are not worth the repair cost it's going to take to get it back in a...

What are the names of some small auto insurance companies in Pennsylvania?
My two favorites, are Erie, and Merchants Mutual. They are both small regional carriers - they don't write nationwide, but do a GREAT job.You're right, online websites will harvest your personal information, and sell it as leads.

Can you tell me what you think would be the best (price and coverage) auto insurance for me?
With all due respect, this gets asked many times every day and there's no answer to it... it all depends on your driving records, the state you live in and how long you are willing to search around... Why not ring that phone number you saw on that billboard or on the telly??

How much is auto insurance for a 16 year old male?
It is going to depend upon whether or not you will have your own car. If you are the principal operator of your own vehicle it is going to much more than if you are just added as an occasional operator. The cost also varies by zip code. If you are in Detroit it is going to cost more than if...

How many auto policies can I expect to sell monthly as an insurance agent for a large well known company?
Are you independent or captive (guessing captive)? Did you buy an existing agency or did a company just setup a shop for you in a new market?Agents for personal auto are gradually being phased out by direct writers, at least in my state. If you are just starting out, I would move over to...