Does daily commuter to Canada from US need buy separate Canadian Auto Insurance?

Does daily commuter to Canada from US need buy separate Canadian Auto Insurance?

If I live in US but work in Canada, do I need buy a separate Canada auto insurance in addition to my US auto insurance for daily commute into Canada from US (cross the border everyday)?Or can I just use my US auto insurance to cover my everyday driving in Canada as well?

Randy

No, your US based insurance is sufficient. The need for insurance, and how much to have, is based upon where you reside.If you were smart though, in my opinion, I would ask the insurance company if you should have more because of the nature of your commute. You most likely will not however if I were you I'd find out now before you have an accident and learn the hard way (if it's needed).

thinking

Yes. You are using your car for work, not as a tourist.You'll be filing for income tax twice, of course, in spite of your work visa.

JJ

I would call my insurance company before hand and check if there's any extra coverage I needed to buy for your situation, but you only need insurance from the place in which the car is registered...you don't need to buy insurance twice.

Ask

insurance

Popular Q&A

Does nh have any laws for motor cycle insurance requirements, like do i need it?
New Hampshire is an at-fault/tort liability system for insurance. This means that if you've involved in an accident, you have a few different ways to file claims. You can file a claim with your insurance, or the other drive's insurance. You can also bring the other driver to court with a lawsuit...

Can anyone tell me how do you get cheap auto insurance rate and from what company or any website or link?
With all due respect, this gets asked many times every day and there's no answer to it...it depends on where you live, how much coverage you are going to want, who else is in the household, and the credit score of the owner Why not ring that phone number you saw on that billboard or on the...

Wouldn't socialized health care make the US more competitive in job creation?
Yes, it would:Canada's single-payer universal healthcare system is called Medicare.But it's nothing like US Medicare.And it provides Canadian businesses with definite advantages US businesses lack:"Canadian businesses clearly have a major advantage, because most of their employees’ medical...

Can you insure a vehicle in a different state than it is registered?
When you are a college student living out of state, if you are in student housing then your car needs to be registered and insured thru the state your parents live in-that is your permanent address. However, if you live off campus, you can tag and insure it in the state you go to school

Is it worth changing to AARP for auto and home insurance?
AARP is a club. They don't sell insurance. They refer their subscribers over to a company like Hartford. They shop the insurance out every year, and every year, you could be shifting to a different company. Yehaw.The rates you get, will vary wildly depending on where you live. There's...