Can you switch car insurance with a pending accident case?

Can you switch car insurance with a pending accident case?

I had an accident about 4 years ago, it was my fault, but the case is still ongoing for that between the two insurance companies. I would like to switch from State Farm to Geico auto insurance to save some money.Would it be a problem to switch with a pending case?

PamelaS

While it won't affect the handling of your claim (the company who insured you on the date of loss is on the hook), make sure Geico is aware you have an open claim. If they are not aware and they write you a policy, they may void it during the underwriting review. I have had customers in the past get stranded without insurance in this situation. It seems like if anyone would write someone with an open claim, Geico would be in that number, but double-check to be safe!Source(s):Claims adjuster

David

No problem at all- go ahead and switch. Whoever covered you at the time of the accident is on it until it's settled. Just be honest with Geico if they ask for a five-year record, because most companies share claims histories through a system called CLUE.

mamasayed

If you switch, State Farm may call off their lawyers and leave you without legal representation or insurance for the accident. Geico would not provide them retroactively. Better just wait until everything is settled before making the switch.

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