Can you insure a vehicle in a different state than it is registered?

Can you insure a vehicle in a different state than it is registered?

I'-m a college student, so I live in IL four months out of the year and ohio the other 8. Going to be buying a car this summer and would like to be able to use it over the summer so I'-ll probably be registering it in IL right away. Only thing is that ohio has lower state minimum coverage for auto insurance then IL, so the premiums are lower- obviously I'-d like to buy ohio insurance, but I'-d prefer to avoid the hassle and expense of re-registering the car in ohio once I get back to school in the fall.So can I buy ohio insurance (since at least in terms of time out of the year spent there it is my primary residence, and it where I'-ll drive the most) even if my car is registered in IL?


When you are a college student living out of state, if you are in student housing then your car needs to be registered and insured thru the state your parents live in-that is your permanent address. However, if you live off campus, you can tag and insure it in the state you go to school


once you go to any state for more than 30 days you are considered a resident. One bored rookie cop is all it takes to rack up some 1000 dollar fines impound fees and more money trying to straghten the mess may be able to keep the title and license plate and tags for your home state but you may have to pay some registration fees for the new state. Call the dmv annonymously and ask them what is the best thing to do? take a chance ? or can you buy dual registration and just go back and forth? I know people who have had thier cars impounded and some who got away with it for awhile too. good luck do your research you may have to leave the car in its home state for all I knowit is however to have plates from one state with insurance from another state. The cop will write you a ticket for that for being out of compliance



Popular Q&A

What should you do if you get rear ended in a car and your neck hurts?
If your neck hurts, you should take the advice of your own body and go see a doctor.As for you paying out of pocket v. insurnace paying - initially you will have to pay out of your pocket (or use your private health coverage, auto-med pay coverage, PIP/No Fault coverage - depending on the state)...

Can you switch car insurance companies easily?
Actually, why you are asking here - not your company? One call and exact answer seems more simple then a message here, with average advices.'Switching' is simple operation and does not require much effort. In any case you have to contact the company that you have already signed to. Look through...

How much does a salvaged title make your auto insurance go up?
In my experience, not at all. You probably won't be able to get comprehensive insurance. (I only carried liability, a couple notches above minimum, and uninsured motorist coverage.)As an 18 year old driver, 135 a month isn't bad, most places. It could be far, far worse.There is no one...

How does rental car insurance offered by credit card companies (when you use the card) work?
Every card is different, and the card companies can change their insurance carriers without notice. Most of them give collision damage waiver only. If you have an accident, they will cover repairs over and above the rental company insurance, but they do not cover the cost of a replacement...

What is the cheapest auto insurance for teens these days?
If you qualify, nobody beats State Farm for insuring teen drivers. If you can be added to your parents policy that would be best, so that you can get a multi-car discount and if their home is insured, a multi-line discount. Good grades and clean driving will drop the price, they also have this...