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Popular Q&A

What is the bare minimum for full coverage auto insurance?
Victor B has a great answer. All I would add is that you should ask your finance company what exactly they mean by "full coverage." As Victor alluded to, "full coverage" is not any kind of set standard for the insurance industry. It just means liability + comp/collision. But, the sticking point...

Obama's stimulus plan was designed by what specific groups or cultures?
Obama shares the views and donors of the leadership in the Democrat Party. I'm listing some pieces of the bill that were from an article I'll link to. I've added comments as to who likely influenced the item or who it is there to please.As always in politics, follow the money:- $50 million...

What sort of insurance do I need to cover land / work liability?
You need a liability insurance policy. Sometimes they are called "umbrella" policies. If you have homeowner's or renter's insurance or auto insurance, call your insurance agent and ask what $1M of umbrella liability insurance would cost. It's usually very inexpensive, maybe $100-$200 per...

What are your opinions about the different car insurance companies? Which one is the best?
I've seen Allstate to be about one of the best when it comes to paying claims and stepping up to the plate. I've been an Independent Insurance Agent since 1992, so needless to say I've seen allot of claims and I've seen the way allot of carriers have treated there insured’s. Mind you they...

Why do we need auto insurance to drive? In many Asian countries its not legally required?
Auto insurance is rather controversial. Some states will fine, take licenses and plates and even seize cars if you do not have it. As you say, in many asian countries (and even New Hampshire) it is not required. Several religions ban the purchase of insurance (Mennonites and Muslims ban the...