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Popular Q&A

What subject matter should I include in a demand letter for disclosure of policy limits?
When I was an adjuster with the Auto Club it was company policy to simply disclose the policy limits to a claimant whenever they requested it.Maybe things have changed, but you might try calling and asking before you get tough with them unnecessarily.

Shopping for Auto Insurance Online, is it Safe?
Stick with the major carriers websites. Avoid web sites not associated with a major carrier that offer comparative quotes. The quotes you receive will be estimates and the result will be that the policy will not be issued at the price that was quoted.You might also look to be sure you are on...

What types of policies have been losing money for insurance companies?
Homeowners, pretty much across the board. Workers compensation, and auto, are the three biggest "losers". General liability goes in spurts, when you start hearing about class lawsuits. Recently, it was the HVAC (heating and cooling) contractors, being blamed for mold issues in houses.That's...

Can you help me find a commercial auto insurance company?
Look, your attorney, who you're hiring, has connections to find someone who can do this.See, the vast, vast majority of people who think about doing this, can't afford it.If you came to ME asking for a quote, I'd charge you a $1,000 brokers fee for my time, because odds are very, very slim...

Filing a claim on new insurance after a lapse in coverage?
As long as your insurance was reinstated and in good standing when you hit the deer then it will be a covered loss as long as your carry comprehensive "comp" coverage. This protects you against things like: Fire, Theft/Vandalism, Glass (like stone chips or cracks in your windshield), Animal...