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Popular Q&A

Will my health insurance cover the remaining cost after an auto accident?
If you have been paid the maximum medical benefit from your auto policy, your health insurance should cover any balance that exceeds your annual deductible and co pays.

Whats the best way to handle Home Insurance Claim Adjusters during damage estimate of my house?
Having once worked as an adjuster specializing in large construction property losses, (while also handling some homeowners claims) I would humbly suggest all may not be as it seems.Certainly, the large insurance company vs the individual homeowner does not seem like a fair match but the individual...

Can I ask the insurance company to cover storage fees?
You can ask.And they can say "no".You have a duty to mitigate your damage. That means, to keep your damages from getting worse.The storage fees accrued because YOU left the country for 2 months and did not contact the insurance company. YOU failed to meet your duty to mitigate your damage...

How do I negotiate an auto insurance claim?
The adjuster will run an evaluation to determine the actual cash value of your vehicle. You can explain to them that you just replaced the engine. They may require receipts confirming this. That may increase the value but only slightly. Just remember, your vehicle is 10 years old, not brand...

Do I use my Windsor or Toronto address to apply for auto insurance?
You should use your permanent address which is in Windsor. Windsor rates are probably lower anyway.