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Popular Q&A

What can you tell me about auto insurance deductibles?
Deductibles are the portion of the claim you are willing to pay. The higher the deductible, the less the insurance company has to pay, so they don’t need as much premium.Choose the highest deductible you are comfortable with. Some people don’t want to worry about having to pay anything if...

Does your credit score get checked when you apply for life insurance?
Yes, there are life companies that check your credit ratings. The reason being life insurers have to put out money up front to write a policy (commission, underwriting expense, processing expense) so to hit a break even point they want you on the books for at least 2 - 3 years. People with...

Im clueless about health insurance. what kind should we get?
You need a trusted adviser to help you through the process of purchasing health insurance so that you understand what you are purchasing. Understanding exactly what you are buying is as important as the price. An agent can give you the knowledge you need so that you can intelligently decide...

Why are there not many big auto insurance companies operating in Massachusetts?
Until a year or so ago, the auto insurance rates in Massachusetts were set by the state, and insurance companies were NOT allowed to refuse to write a policy for someone. The insurance companies were losing a ton of money in Massachusetts, and most pulled out decades ago. As of a few years...

Is it necessary to buy Rental Car Insurance even though i have my car insurance policy with me?
When you rent a car, you have to have full coverage on the care that you own (your personal vehicle) and then that will automatically carry over to the rental. If you do not have full coverage you can add it to your existing policy for the amount of time you'll be renting the car OR just buy...