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Popular Q&A

Legal advice please, I really need some help?
Could you possibly just ask us whatever question you wanted to ask, without all those paragraphs of background details?What is it you wanted to know?

I was recently in a car accident, but didn't do a police report. Can I still claim this collision on insurance?
In the future avoid taking advice from whoever told you that. Count yourself lucky the person you hit didn't stop, because if he had you would have owed for all damage to his car. Since it was your fault, the damage to your car would only be covered by collision, and a police report isn't...

Is it true that insurance companies purposely delay reimbursement?
As a former auto claim adjuster for 10 years and working in 4 different companies, can state the reason for delays on larger claims has to deal with management. As a adjuster, I may have $10,000 authority to settle claims. But if the claim is $10,001, have to submit to a supervisor for authority...

Are auto policy declaration papers an acceptable proof of insurance?
Those pages will do, but they may cause you a few delays.Unfortunately, a few (only a few) cops and MTO clerks are too dumb to recognize anything but that little pink card and will refuse to accept anything else. You know how everyone likes to think outside the box? Well, some people don't...

What is the cheapest auto insurance i can get?
Typically, insurance rates will vary from State to State and can even vary by ZIPCODE! It also will depend on the type of car/truck, coverages, limits of liability, and driving record. SOme companies run credit scorees and MOST run a motor vehicel report and CLUE (Comprehensive Loss Underwriting...