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Popular Q&A

Is car insurance supposed to be higher upon renewal?
Auto insurance is based a numerous factors. Auto companies, pretty much ALL companies, base rates on credit, driving history, claims, zip code, county and state just to name a few. I am a Florida agent and rates are always going up and down. For example lets say that in Miami statistically...

What subject matter should I include in a demand letter for disclosure of policy limits?
Unless state law requires that disclosure - they are not going to tell you that information.However, each driver is required to carry a certain amount of insurance. Your adjuster can tell you what your state minimum limits are or you can find out from your states insurance department.In addition...

Can I drive my car even if I'm not under the insurance policy?
Your Father may insure the car but he must list you as the principal driver. When he does that, the premium will be the same as if you insured it under your name. If he lies and does not Tell the insurance company the truth, the insurance company doesn't have to pay on a claim and will...

Can I ask the insurance company to cover storage fees?
You can ask.And they can say "no".You have a duty to mitigate your damage. That means, to keep your damages from getting worse.The storage fees accrued because YOU left the country for 2 months and did not contact the insurance company. YOU failed to meet your duty to mitigate your damage...

What countries have gender equality for auto insurance rates?
There are some provinces of Canada that have crown corporations that provide mandatory coverage. These crown corporations are not allowed to use gender in determining rates. However that is in a few provinces, and not something that is practiced nation wide. Gender as a rating factor has been...