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Popular Q&A

How does rental car insurance offered by credit card companies (when you use the card) work?
Every card is different, and the card companies can change their insurance carriers without notice. Most of them give collision damage waiver only. If you have an accident, they will cover repairs over and above the rental company insurance, but they do not cover the cost of a replacement...

What is the best way to avoid getting caught in an upside-down mortgage?
Learn to do math. It IS that simple. People, not their mortgages- got upside down by buying property that was over-valued and by not KNOWING how property is valued and what makes prices go up and come down.There are ONLY 2 reasons property values go up or down. The first is the "time value...

What is the logical reasoning behind employers providing health insurance instead of the free market?
Because the (un)insurance companies are less likely to reject claims made by an employment covered scheme than a private one. http://www.youtube.com/watch?v=DOT3XDLKX… And it ensures that the worker is covered, which means they get back to work sooner.I do not understand why so many Americans...

Is it legal in Canada to have 2 non-overlapping insurance policies on the same vehicle?
It depends on which province you live in, but in the vast majority of provinces no one is going to issue a policy with just fire and theft coverage. In provinces with private insurance schemes (Ontario, Alberta, N.S. etc) obtaining coverage for a right hand drive vehicle is difficult as insurers...